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Tire Insurance Policy

With today’s road conditions, why not consider a road hazard policy on your tires? For a small price, you can purchase an insurance policy to protect your tire investment.

What is Covered:

Radial passenger and light truck tires that fail as a result of a non-repairable cut or puncture or run-flat as a result of a cut or puncture. If the tire fails during the first 2/32nds of wear, it will be replaced at no charge. If the tire fails after the first 2/32nds of wear, it will be replaced on a prorated basis.


  • A new tire valve must be purchased with a road hazard policy except when the car has a tire pressure monitoring valve.
  • The original tire must be presented to obtain a replacement tire.
  • If the original tire is discontinued, it will be replaced with a comparable tire.
  • If the original tire fails out of the area and is replaced, the original tire must be returned to a wholesale tire & auto store to receive a credit for the original tire.
  • This road hazard policy does not cover the tire balance, new valve or tire disposal for the replacement tire.
  • This road hazard policy does not transfer if your car is sold.

What is not covered:

  • Improper inflation
  • Vandalism
  • Snow stud damage
  • Mechanical wear
  • Wreck or collision
  • Snow chain damage
  • Improper mounting
  • Brake lock
  • Cosmetic damage
  • Improper repair
  • Blemished tires
  • Ozone or weather cracks
  • Overloading
  • Bias tires
  • Chemical or fire damage
  • Rapid or irregular wear

Also, Tires Can Not:

  • Be used in a commercial, industrial or agricultural application.
  • Be sold to a wholesale customer.
  • Be purchased through a government or national account.
  • Re siped or regrooved.
  • Be used in a racing application.
  • Be used on a police or emergency vehicle.

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